Best US Stocks for 10-Year Investment Plan (Mega + Mid + Small Cap Mix) — 2025 Guide
Long-term investing ka sabse tested method hai diversified exposure to US stocks. Yeh guide aapko 10 saal (2025–2035) ke liye ready-to-use portfolio dega — Mega Cap, Mid Cap, aur Small Cap mix ke saath. Niche diye gaye allocations, stock picks, aur risk-management steps ko follow kar ke aap apni wealth ko systematically grow kar sakte hain.
Table of contents
- Why choose US stocks for 10 years?
- Suggested portfolio allocation
- Top Mega Cap picks (50%)
- Top Mid Cap picks (30%)
- Top Small Cap picks (20%)
- Expected returns & risk
- Practical investing steps
- Referral links
- Calculator (Lump-sum & SIP)
- FAQs & Disclaimer
1) Why choose US stocks for 10 years?
US stock market historically long-term wealth creation me sabse aage raha hai. Technology, cloud, AI, semiconductors aur consumer platforms jaisi sectors leader US me maujood hain. 10-year horizon se aap market volatility ride out kar sakte hain aur compounding ka fayda le sakte hain.
2) Suggested portfolio allocation (2025–2035)
| Category | Allocation | Risk Level | Return Expectation (CAGR) |
|---|---|---|---|
| Mega Cap | 50% | Low | 12–15% |
| Mid Cap | 30% | Medium | 18–25% |
| Small Cap | 20% | High | 25–40% (very volatile) |
3) Top Mega Cap Picks (50% allocation)
iPhone + Services; strong cash flows
Azure + AI partnerships
Search, YouTube, Cloud
E-commerce + AWS
AI GPUs & data-center dominance
Ad network + Reels + VR
EV leader + energy
Semiconductors + networking
Suggested split inside Mega Cap (50% of portfolio)
- Apple — 10%
- Microsoft — 10%
- Nvidia — 10%
- Alphabet — 7%
- Amazon — 7%
- Meta — 6%
4) Top Mid Cap Picks (30% allocation)
Cybersecurity leader
Data cloud & analytics
Enterprise workflow automation
AI + defence solutions
SME e-commerce backbone
Cloud monitoring
Payments & fintech
Suggested split inside Mid Cap (30% of portfolio)
- CrowdStrike — 7%
- ServiceNow — 5%
- Palantir — 5%
- Shopify — 5%
- Snowflake — 4%
- Datadog — 4%
5) Top Small Cap Picks (20% allocation)
Sports betting & iGaming
Streaming platform + ads
Gaming engine & 3D
Gen-Z gaming/metaverse
AI-driven insurance
Hydrogen & fuel cells
Suggested split inside Small Cap (20% of portfolio)
- DraftKings — 5%
- Roku — 4%
- Unity — 4%
- Roblox — 3%
- Lemonade — 2%
- Plug Power — 2%
6) Expected returns & risk management
- Mega Cap — 12–15% CAGR (lower volatility)
- Mid Cap — 18–25% CAGR (moderate volatility)
- Small Cap — 25–40% CAGR (high volatility)
Portfolio expected CAGR (blend): 15–20%. 10 saal me theoretically aapka portfolio 4×–6× tak grow kar sakta hai, lekin market conditions pe depend karta hai.
7) Practical investing steps (Actionable plan)
- Start SIP or lump-sum: Monthly SIP discipline ke liye best; lump-sum consider karo jab valuations attractive ho.
- Use US brokerage: Interactive Brokers, or Indian brokers jinke through US stocks milte hain.
- Rebalance yearly: Drift 5–10% pe rebalance karo.
- Tax & currency: Aapke country ka capital gains tax aur conversion fees consider karo.
- Risk rules: Small caps position size 3–5% max; mid 5–8%; mega 8–12%.
8) Referral Links — Open Accounts (Affiliate)
Disclosure: Is page me affiliate links ho sakte hain. Hum commission kama sakte hain agar aap in links se sign up karte hain — aapko extra cost nahi lagegi. (Please keep this disclosure visible on published page.)
Code:
MDD6L38SUSSR
https://indmoney.onelink.me/RmHC/b0n9wtd8
Open Your Account Now (Upstox)
https://bitli.in/qpdGo6s
9) Ready-made portfolio snapshot (for quick copy)
Mega Cap (50%):
Apple 10%, Microsoft 10%, Nvidia 10%, Alphabet 7%, Amazon 7%, Meta 6%
Mid Cap (30%):
CrowdStrike 7%, ServiceNow 5%, Palantir 5%, Shopify 5%, Snowflake 4%, Datadog 4%
Small Cap (20%):
DraftKings 5%, Roku 4%, Unity 4%, Roblox 3%, Lemonade 2%, Plug Power 2%
10) Investment Calculator (Lump-sum & Monthly SIP)
Calculator se aap future value estimate kar sakte hain — lump-sum ya monthly SIP. Enter amount, expected annual return (%) aur duration (years).