Investment Plan
Smart, Simple aur Long-term — Nivesh ka practical plan
Investment Plan — Smart, Simple aur Long-term
Yeh Hinglish guide beginners ke liye banaya gaya hai. Neeche step-by-step plan, asset allocation example aur recommended apps diye gaye hain — direct referral links ke sath.
1. Goal aur Timeframe decide karo
Clear goal set karo (ghar, padhai, retirement). Timeframe se allocation decide hota hai.
2. Risk Profile samjho
Conservative / Balanced / Aggressive — apni age aur income ke hisab se choose karo.
3. Basic Asset Allocation (Example)
| Asset Class | Allocation | Notes |
|---|---|---|
| Equities (Stocks / Mutual Funds) | 50% | Long-term growth |
| Debt (Bonds / Debt Funds) | 25% | Stability & income |
| Gold / Commodities | 10% | Inflation hedge |
| Emergency Cash / FDs | 15% | Liquidity |
4. Practical Steps
- SIP start karo (consistency > amount)
- Diversify (multiple funds & asset classes)
- Emergency fund ready rakho (3–6 months)
- Review & Rebalance (6–12 months)
Top Recommended Apps — Direct Referral (Apps + Referral Line)
Har card me app icon, short note, referral code/line (agar diya gaya ho) aur CTA button included hai. Buttons se readers aapke referral link par jayenge.
Tip: Ek se zyada referral link rakho — Upstox + Angel One + INDmoney sabse achha convert karte hain.
FAQ
Q: Minimum SIP kitna?
A: ₹1000–2000 per month se start karo.
Disclaimer
Yeh content educational purpose ke liye hai. Main financial advisor nahi hoon. Investment decisions apne risk par karein.