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Zero Balance Account in India
Zero Balance Savings Account un logon ke liye best hai jo bina minimum balance tension ke bank account open karna chahte hain. Is guide me aapko India ke top banks ke zero balance accounts ka complete comparison milega.
Zero Balance Account Kya Hota Hai?
Zero Balance Account ek aisa savings account hota hai jisme minimum balance maintain karna zaroori nahi hota. Account me ₹0 hone par bhi koi penalty nahi lagti.
Zero Balance Account Ke Fayde
- ₹0 minimum balance
- No penalty charges
- Free ATM / Debit Card
- UPI, Net Banking, Mobile Banking
- Salary, subsidy & DBT support
HDFC Bank – Insta Savings Account
Trusted private bank ka zero balance option with strong digital banking.
Kotak 811 – Digital Zero Balance Account
Students aur beginners ke liye best fully digital zero balance account.
SBI – Basic Savings Bank Deposit Account
Government DBT, subsidy aur pension ke liye sabse reliable option.
Axis Bank – Digital ASAP Savings Account
Fast onboarding aur premium private banking services.
Bank of Baroda – Basic Savings Account
BOB bank ka zero balance account with DBT support.
Comparison Table
| Bank | Min Balance | Type | Best For |
|---|---|---|---|
| HDFC Bank | ₹0 | Digital | Professionals |
| Kotak 811 | ₹0 | Fully Digital | Students |
| SBI | ₹0 | BSBDA | Govt Benefits |
| Axis Bank | ₹0 | Digital ASAP | Urban Users |
| Bank of Baroda | ₹0 | Basic Savings | PSU Trust |
Final Verdict
✔ Best Digital Account – Kotak 811
✔ Best for Govt Benefits – SBI
✔ Best Private Bank Trust – HDFC Bank
✔ Fast Online Setup – Axis Bank